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Compare emergency medical insurance options for Super Visa applicants, including coverage amount, deductible, monthly payment availability, pre-existing condition options, and refund rules.
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$100K+ Options
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Super Visa applicants must show proof of private health insurance that is valid for at least one year from the date of entry, provides at least $100,000 in emergency coverage, and covers healthcare, hospitalization, and repatriation. The policy must be paid in full or in instalments with a deposit; quotes alone are not accepted. Requirements can change, so applicants should always confirm current IRCC guidance before applying.
This page should help families quickly understand whether Super Visa insurance is required and what factors should be compared before purchase.
Applicants coming to Canada under the Super Visa program.
Children or grandchildren arranging insurance for family members visiting Canada.
Families needing proof of insurance that aligns with current Super Visa requirements.
Coverage varies by insurer and policy wording, but many Super Visa plans include the following emergency medical benefits.
Hospital accommodation and emergency treatment for sudden illness or injury.
Emergency treatment from doctors, specialists, surgeons, or anesthetists.
Emergency ground or air ambulance when medically required and eligible
Medication prescribed as part of covered emergency medical treatment.
X-rays, lab work, and medically necessary diagnostic services.
Accidental dental injury or emergency pain relief depending on policy.
Transportation back home when medically necessary or in the event of death.
24/7 emergency assistance through insurer or assistance provider.
Although $100,000 is commonly the minimum required for Super Visa insurance, many families choose higher limits depending on age, health history, trip duration, and comfort level.
| Benefit | Why It Matters |
|---|---|
| $100,000 | Common minimum Super Visa requirement. |
| $150,000 | Additional protection above the minimum. |
| $300,000 | Popular for families wanting stronger emergency medical coverage.n. |
| $500,000+ | Higher protection for longer visits or greater peace of mind |
| $1,000,000 | Maximum protection where available by provider. |