416-831-9797 (Toll-Free)
Mon–Sun 9am–9pm EST
Peakshield
FINANCIAL AGENCY
INSURANCEPLANNINGPEACE OF MIND
Benefits at Glance Manulife Visitors Insurance
| Benefit | Basic Plan | Standard Plan | Enhanced Plan |
|---|---|---|---|
| Pre-existing conditions coverage | Not covered | Not covered if existed in 180 days prior the insurance start date | Covers pre-existing medical conditions if stable in 180 days prior to the insurance effective date |
| Medical questionnarie required? | No | No | Yes - Only individuals of age 55 to 85 years old need to complete medical questionnaire |
| Hospital accommodation | Semi-private room | Semi-private room | Semi-private room |
| Prescription drugs | Up to $500 per prescription limited to 30 days supply. | Up to $500 per prescription limited to 30 days supply. | Up to $500 per prescription limited to 30 days supply. |
| Follow-up visits | 1 follow-up visit when related to the medical emergency. | No follow-up visits limit provided these are related to the medical emergency. | No follow-up visits limit provided these are related to the medical emergency. |
| Private duty nurse | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Ground or air transportation | Covers ground and/or air transport when medically necessary. | Covers ground and/or air transport when medically necessary. | Covers ground and/or air transport when medically necessary. |
| Dental coverage | Not covered | Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment. | Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment. |
| Laboratory tests & diagnostic services | Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center. | Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center. | Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center. |
| Medical Appliances | Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency | Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency. | Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency. |
| Health professional services | Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency | Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency. | Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency. |
| Accidental death & dismemberment | No coverage | Up to maximum $25,000 | Up to maximum $25,000 |
| Return of deceased/ Cremation or burial | Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered. | Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered. | Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered. |
| Transportation to bedside | If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel | If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel | If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel |
| Side trip coverage | Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 4U% of your total number of coverage days as stated on your policy confirmation. | Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 4U% of your total number of coverage days as stated on your policy confirmation. | Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 4U% of your total number of coverage days as stated on your policy confirmation. |